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The latest from
Cook Maran.

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Looking for the latest from Cook Maran—or what's new in the commercial or personal insurance industry? You'll find it here.

Nov
18
2014

Is Your Largest Asset Unprotected?

Posted in Commercial Insurance
By

When the executive of a corporation meets with their insurance broker, there is a good chance the conversation ends without discussing one of the company’s largest assets. At a minimum, it’s expected the broker has placed insurance on the buildings, vehicles, equipment, and people. Inventories are likely protected while in transit and on the company’s
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Sep
17
2014

Keep Your Auto Premiums Low: Develop, Document, and Enforce Driver Standards

Posted in Commercial Insurance
By

As a commercial insurance broker, one of the most common obstacles I face in presenting a competitive auto quotation is a company’s list of employee drivers with numerous and/or serious moving violations. My marching orders in these cases are to confirm to the interested insurance company the prospective insured’s driver standards and relay the specifics
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Aug
14
2014

Putting Some Color into Your Insurance

Posted in Commercial Insurance
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Insurance contains grey areas and black and white. What the industry too often lacks is color. As trusted advisors and representatives we have a tremendous opportunity – and responsibility – to present our clients to the insurance industry in full color. There is a place for grey and black and white. Part of our commitment
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Jul
30
2014

Residential Construction Costs on the Rise

Posted in Personal Insurance
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Double digit homeowner insurance increases are the norm this year from the majority of the carriers we represent. This hardly qualifies as new news as premiums have been increasing steadily for the last decade or so. There are two drivers of homeowner premium increases and unfortunately, they are both moving north. Those components? Insurance loss
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Jul
10
2014

Business Insurance Market: 2014

Posted in Commercial Insurance
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One of the questions our clients ask most frequently is, “What’s going on with the Insurance market?” Our business clients need to know this information to use in their financial planning. Insurance premiums are pure overhead expense and severe swings in insurance cost can have an effect on hiring and investment in business assets. So,
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Jun
20
2014

Telematics and Auto Insurance

Posted in Personal Insurance
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Telematics, according to Webopedia, refers to the broad industry related to using computers in concert with telecomunications systems.  The term has evolved to include a wide range of telecommunication functions that originate or end inside newer automobiles from GPS, Blue Tooth, back up and parking sensors, and crash avoidance systems, just to name a few.  Our vehicles are
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Jun
05
2014

Hurricane Season

Posted in Flood Insurance, Personal Insurance
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The concept of history is relative.  In this county we celebrate and recognize history dating back 300 some years.  In Europe and other parts of the world, 300 year old events are considered almost modern.This lesson was driven home to me a number of years ago when dealing with a broker from Lloyds of London. 
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