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Looking for the latest from Cook Maran—or what's new in the commercial or personal insurance industry? You'll find it here.

Jun
03
2015

What protection do I need when building a new home or renovating an existing one?

Posted in Personal Insurance
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“Whether building a home from the ground up or substantially improving an existing one, endless considerations and decisions must be made. After vetting your general contractor, your next most important consideration is securing appropriate insurance protection.” Alison Schmidt, Personal Insurance Advisor, is showcased in the June/July 2015 Issue of Worth Magazine. To read the article, click
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Apr
30
2015

What is the best way to insure my most prized and valued items?

Posted in Personal Insurance
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All homeowners insurance policies provide limited amounts of protection for valuable items like jewelry, furs, fine art, wine and other collectibles. And in many instances, those limitations may be significant. But in the worst case scenario, there is no protection at all if the insurance is absent when it’s needed most. Personal Insurance Adviser Christine
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Apr
17
2015

Distracted Driving and Vicarious Liability

Posted in Commercial Insurance
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Unless you have been in a cryogenic freeze somewhere, you have been bombarded about the evils of distracted driving. Texting, phone conversations (with or without Bluetooth), fiddling with the radio, eating or drinking and talking with others in the car all serve to take attention away from the competent operation of a motor vehicle. The
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Mar
05
2015

Tips for Avoiding Water Damage in Your Home

Posted in Personal Insurance
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AIG Private Client Group, one of the nation’s premier insurers of upscale homes, recently identified five leading causes of interior water damage claims along with loss prevention tips.  Water damage, according to AIG, is responsible for an eye popping 40% of the homeowner claims filed with the company.  The leading causes of water damage and
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Feb
02
2015

The Duty to Report Changes

Posted in Personal Insurance
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Recently, Progressive announced changes to their Personal Auto contract in the State of New York and at least one of them will have immediate implications for Progressive policyholders and if other insurance companies follow form with a similar filing, big implications for everyone.  The changes have already been approved by the Department of Financial Services
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Jan
22
2015

Insuring Vacant Land

Posted in Personal Insurance
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Typical homeowner policies include liability coverage for vacant land.  In a standard ISO H0 0003 homeowner form, which is commonly used by a number of insurers, “insured location” is defined to include: vacant land, other than farm land, owned by or rented to an “insured”. In spite of that definition and the expansion of coverage,
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Jan
08
2015

Proper Procedures For Requesting Driver Records

Posted in Commercial Insurance
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Most of my clients understand the need to obtain driver records to verify the safe driving practices of employees whose job requires the operation of a motor vehicle (either a company vehicle or employee vehicle).  Insurance carriers recommend that businesses review driver records of all driving employees at least annually and during the hiring process.
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Nov
24
2014

Do we need a separate employment liability insurance policy to cover household staff?

Posted in Commercial Insurance, Personal Insurance
By

Private Client Insurance Advisor Rosemary Whisler was recently published in the December 2014/January 2015 issue of Worth Magazine. To read Rosemary’s article, click the link below. Do we need a separate employment liability insurance policy to cover household staff? – Worth Magazine Dec14/Jan15 Issue To read more about Rosemary, click here.