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“Whether building a home from the ground up or substantially improving an existing one, endless considerations and decisions must be made. After vetting your general contractor, your next most important consideration is securing appropriate insurance protection.” Alison Schmidt, Personal Insurance Advisor, is showcased in the June/July 2015 Issue of Worth Magazine. To read the article, click
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All homeowners insurance policies provide limited amounts of protection for valuable items like jewelry, furs, fine art, wine and other collectibles. And in many instances, those limitations may be significant. But in the worst case scenario, there is no protection at all if the insurance is absent when it’s needed most. Personal Insurance Adviser Christine
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AIG Private Client Group, one of the nation’s premier insurers of upscale homes, recently identified five leading causes of interior water damage claims along with loss prevention tips.  Water damage, according to AIG, is responsible for an eye popping 40% of the homeowner claims filed with the company.  The leading causes of water damage and
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The peace of mind liability insurance protection provides, combined with the reasonable cost associated with higher limits, makes excess liability coverage the best value in personal insurance today. It is a vitally important layer of protection and a critical part of every client review meeting we conduct.   Vice President, Personal Lines Insurance Advisor Laura
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Recently, Progressive announced changes to their Personal Auto contract in the State of New York and at least one of them will have immediate implications for Progressive policyholders and if other insurance companies follow form with a similar filing, big implications for everyone.  The changes have already been approved by the Department of Financial Services
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Typical homeowner policies include liability coverage for vacant land.  In a standard ISO H0 0003 homeowner form, which is commonly used by a number of insurers, “insured location” is defined to include: vacant land, other than farm land, owned by or rented to an “insured”. In spite of that definition and the expansion of coverage,
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