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Cook Maran.

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Looking for the latest from Cook Maran—or what's new in the commercial or personal insurance industry? You'll find it here.

Jul
08
2015

How you can limit risk using smart technology

Posted in Personal Insurance
By

Insurance companies are beginning to utilize technology that helps homeowners prevent and minimize damage. The appeal is even greater when it can help lower energy bills in addition to mitigating risk. Smart technologies can provide real time updates, automatic responses (including shut down of systems) and alerts to help you keep your home safe. Limiting
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Jun
30
2015

Dog Bite Prevention Week Update

Posted in Personal Insurance
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According to a press release distributed by the Insurance Information Institute in May, dog bites and other dog related injuries accounted for more than one third of all homeowners’ liability pay outs in 2014. These claims totaled over $530 million. While the number of claims nationwide decreased 4.7%, the average cost per claim was up
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Jun
23
2015

Preventing workers’ compensation fraud

Posted in Commercial Insurance, Workers’ Compensation
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The Coalition Against Insurance Fraud estimates that nearly $80 billion in fraudulent insurance claims are made in the U.S. every year. Workers’ compensation premiums are rising at an alarming rate due to fraudulent claims. Workers’ compensation fraud can lead to: Higher insurance premiums Employee layoffs Greater workplace risk Lower income for businesses Higher prices to
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Jun
18
2015

Every Business Has Liquor Liability Risk: Are You Protected?

Posted in Commercial Insurance
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Most people think Liquor Liability coverage exists only to protect bars, restaurants and related businesses against claims for injuries caused by intoxicated customers. However, a standard unendorsed General Liability policy provides “Host” Liquor Liability to cover an entity for “bodily injury” or “property damage”. Unfortunately, most Insurance carriers seek to limit their exposure. Liquor liability
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Jun
16
2015

Rising tide: What will higher sea levels mean for Long Island insurance?

Posted in Commercial Insurance, Flood Insurance, Personal Insurance
By

Our coastlines are shrinking. The progress is slow, but tangible. The beaches are falling back as some homes are lost to the waves. Erosion, partly due to rising sea levels, has been named the culprit on many coasts throughout the country. Severe weather, like hurricanes, brings storm surges – where the sea levels rise as
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Jun
10
2015

Could your wellness program be violating the ADA?

Posted in Employee Benefits
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A healthy workforce is a productive workforce. When employees are in good shape and putting effort into maintaining or improving their well-being, productivity rises and absenteeism falls. It's for this reason that so many businesses today have implemented wellness programs. In fact, according to a recent poll conducted by Gallup, 85 percent of U.S. employers
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