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Looking for the latest from Cook Maran—or what's new in the commercial or personal insurance industry? You'll find it here.

Oct
07
2016

Risk Management for Life Sciences Companies: The Complexity of Claims-Made Liability Coverage

Posted in Commercial Insurance
By

“Life Sciences product liability claims can be particularly complex due to potential lag time in incidents of bodily injury or other losses occurring. This potential delay was the ultimate historical cause for the creation of claims-made coverage, the type of liability coverage afforded to Life Sciences organizations (versus the traditional occurrence-based coverage). Ironically, it is
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Aug
10
2016

Should I purchase workers compensation and disability insurance for my domestic workers?

Posted in Workers’ Compensation
By

“The short answer is yes. Many states require that an individual employing household staff carry workers compensation and/or disability insurance. Because the legal obligations vary widely from state to state, our discussion will focus specifically on the state of New York.” Christine Schrader, Vice President of Personal Insurance, is showcased in the August/September 2016 issue
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Jul
29
2016

Should I Buy Flood Protection Insurance Separate from My Homeowners Policy?

Posted in Flood Insurance
By

“If you are putting together comprehensive insurance protection for your home, it is incomplete without coverage specific to the peril of flood.” Alison Schmidt, Vice President of Personal Insurance, is showcased in the April/May 2016 issue of Worth Magazine. To continue reading the article, click the link below: Should I buy flood protection insurance separate from my homeowners
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Mar
02
2016

How can my insurance company’s risk-management services help me?

Posted in Personal Insurance
By

“Insurance companies are offering up a host of “value-added” services these days. Many companies, especially those targeting the affluent, have a range of services available to their policyholders. These services typically focus on a higher level of risk-management service and largely fall into three categories: before, during and after claims.” Tim Brenneman, Executive Director of Personal Insurance, is showcased in the February/March 2016 issue
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Jan
21
2016

Why is a detailed, accurate insurance application so important for my protection?

Posted in Personal Insurance
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“Completing your insurance application is often viewed as an afterthought—just “paperwork” required to secure protection from a new insurance provider. “After all, the decision has already been made to place the coverage, and all that remains is the application, right? Not so fast…” Meaghan Sullivan, Customer Care Representative, is showcased in the December/January 2016 issue of Worth Magazine. To continue reading the
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Jan
14
2016

Workers’ Compensation: The Cost Control Benefits of Large Deductible Plans

Posted in Commercial Insurance, Workers’ Compensation
By

One of the biggest challenges facing today’s employers is controlling employee related expenses. And one of the largest expenses connected to employees is the cost of Workers’ Compensation insurance. This is a required coverage and many states and industries are lacking multiple sources from which to buy it. As in a typical supply vs. demand
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Jan
06
2016

Tom Crowley on building the right Commercial General Liability policy for your business

Posted in Commercial Insurance
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Commercial General Liability insurance policies may be among the most misunderstood protections offered by insurers. While CGL provides coverage no business will want to go without, these policies have exclusions buyers need to understand. Further, there are often exceptions to those exclusions. This is the reason one attorney dubbed CGL the “Russian nesting doll” of business
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