Should I purchase workers compensation and disability insurance for my domestic workers?

August 10, 2016

“The short answer is yes. Many states require that an individual employing household staff carry workers compensation and/or disability insurance. Because the legal obligations vary widely from state to state, our discussion will focus specifically on the state of New York.” Christine Schrader, Vice President of Personal Insurance, is showcased in the August/September 2016 issue
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Opioid abuse in workers’ compensation claims

August 27, 2015

Prescription opioid abuse is a serious, albeit often unaddressed, problem in the U.S. today. According to the U.S. Centers for Disease Control, 44 people die every day due to opioid overdose. Furthermore, most were between the ages of 25 and 54 – also prime working years. Research by the National Council on Compensation Insurance (NCCI)
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How to properly report workers’ compensation claims

July 16, 2015

Timely workers’ compensation claims reporting is beneficial not just for the employee, but for the insurance provider and your business. Without prompt reporting, you will: Miss workplace safety warning signs. Lose a critical risk management tool. Delay the recovery process. Increase the potential for higher costs. Assuming the worker immediately notifies you of the injury
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Preventing workers’ compensation fraud

June 23, 2015

The Coalition Against Insurance Fraud estimates that nearly $80 billion in fraudulent insurance claims are made in the U.S. every year. Workers’ compensation premiums are rising at an alarming rate due to fraudulent claims. Workers’ compensation fraud can lead to: Higher insurance premiums Employee layoffs Greater workplace risk Lower income for businesses Higher prices to
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Are you prepared for your next OSHA inspection?

June 12, 2015

If OSHA came calling tomorrow, would your business be ready? An OSHA inspection is not routine. They usually take place when there is a severe injury or fatality on a work site. However, OSHA can show up at any moment, so being prepared is vital. Preparation includes educating your employees, performing your own preliminary inspection
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