At Cook Maran, our group benefits plan professionals take the time to understand your business and then proactively leverage our solid relationships with the nation’s best, top-rated insurance carriers to tailor a solution that meets your needs and your budget.
Group benefits that work for your employees—and your bottom line.
EPO, PPO, POS and HMO plans are ideal for individuals and families who are interested in well-designed benefits with little out-of-pocket costs. They offer in-network as well in- and out-of-network options to suit your employee base.
High Deductible Plans
These plans offer lower premiums in return for higher deductibles. With such plans, you can offer a health savings account (HSA) as well as additional contribution options to offset the costs of the deductible to your employees.
HRA & HSA Plans
Health reimbursement arrangements (HRAs) and health savings accounts (HSAs) provide cost sharing, tax incentives and savings for your company and employees. Plans are employee-owned and offer a range of cost-saving incentives.
Flexible Spending Plans
This plan allows an employee to pay for certain expenses with completely untaxed dollars. The four qualifying expense categories that can reduce taxable income are: group insurance premiums, private insurance premiums, dependent day care and out-of-pocket medical costs.
Each plan offers many ancillary voluntary or non-voluntary benefits including: dental and vision insurance, group life insurance, disability and voluntary benefits such as legal insurance, pet insurance, identify theft protection and student loan assistance.