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Looking for the latest from Cook Maran—or what's new in the commercial or personal insurance industry? You'll find it here.

May
02
2018

The Case Against Employer Paid Long-Term Disability Coverage

Posted in Employee Benefits
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Offering employer-paid benefits is a great way to attract and retain highly qualified employees.  However, employees may benefit more by paying for one type of insurance on their own:  long-term disability. Long-term disability coverage is an often overlooked but very important employee benefit.  Long-term disability insurance picks up where a short-term policy leaves off, usually
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Apr
11
2018

Home Renovations: Are you covered?

Posted in Personal Insurance
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“53% of U.S. adults made some type of home improvement in the past 12 months. Home improvement and repair expenditure in the U.S. amounted to about $326.1 billion in 2015. Homeowners improve their homes to make them more comfortable, make aesthetic updates, upgrade air conditioning and heating systems, waterproof roofs, finish basements, boost energy savings
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Aug
04
2017

Paid Family Leave

Posted in Employee Benefits
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“Starting in January 2018, Paid Family Leave (PFL) will take effect for New Yorkers. NY PFL will be one of the most comprehensive paid family leave programs in the country. All New York “covered employers” (typically private sector employers with one or more employees who have private sector statutory disability insurance / DBL), have to
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May
31
2017

What smart steps are needed for those who live in a “smart home”?

Posted in Personal Insurance
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“In February, New York governor Andrew Cuomo announced comprehensive cybersecurity regulations for the financial services industry in his state that took effect March 1. The process initiating those regulations had started almost three years before, after significant data breaches occurred, affecting tens of millions of consumers and causing major financial losses for the companies they did
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Dec
07
2016

Five Steps to Help Keep Liability in Check During Clinical Trials

Posted in Commercial Insurance
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“There is perhaps no riskier time in a product’s development cycle than during clinical trials. With the introduction of human research subjects, patient safety is paramount. Any failure to uphold rigorous standards not only leaves your company subject to the threat of costly litigation, it can cause irreparable damage to your reputation.” To continue reading,
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Dec
01
2016

Risk on the Front Line: Tips for Managing Sales Force Liability

Posted in Commercial Insurance
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“Your sales force is one of your most important assets. On the front line, they’re your company’s connection to the medical community and an important source of both profits—and potential product liability. Developing appropriate policies regarding sales force liability exposures—and properly training and supervising representatives regarding these policies—can go a long way in reducing your
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